It is just almost impossible to believe that people think passwords are so unimportant as to make them so easy for others to guess or even just determine through getting a few facts about a person.
Do these people still leave keys to their house under the front doormat? Actually, perhaps they just leave them in the door itself, or even better leave a message on Facebook telling everyone they have left them in the door!
Your password is the key to your “financial” house. Protect it and make it hard for someone to guess. Don’t leave the keys to your house in the door!